By Somali K Chakrabarti
You can be a victim of cancer, or a survivor of cancer. It’s a mindset.
– Dave Pelzer
A critical illness like cancer can completely can disrupt anyone’s life. The patient has to deal with immense physical pain and emotional trauma, while the family has to incur huge medical expenses, at the same time keep the other expenses going. Critical illness of an earning member means the loss of income, which causes additional strain on finances.
For this reason, insurance to cover such unforeseen expenses due to critical illness becomes a must for every earning individual, having a dependent family.
Critical illnesses are not covered under normal health insurance policies.
Therefore a comprehensive Critical Illness policy is a MUST have in your insurance portfolio in addition to the health insurance and life insurance policy.