ICICI Pru Heart/Cancer Protect: Review of the Health Insurance Plan

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ICICI Pru Heart/Cancer Protect: Review of the Health Insurance Plan

Lifestyle diseases are on the rise in India!

Increased screen time, a sedentary lifestyle, lack of fitness, unhealthy food habits, high-stress levels, and increased levels of pollution have increased the risk of lifestyle-related diseases. We must make conscious changes to our habits to prevent the occurrence of health-related problems arising due to our lifestyle. At the same time, we should be financially prepared to deal with medical expenses that come with the diagnosis of any of these lifestyle diseases.

Cancer and Heart ailments are two such deadly lifestyle diseases that can affect young and old, and rich and poor, alike. It thus becomes imperative to be adequately insured to deal with the expenses incurred.

Here, I present a review of ICICI Pru Heart/Cancer Protect, a specific plan that covers both, heart diseases and cancer, starting from early stage cancer and heart conditions to severe stages.

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Critical Illness policy by Edelweiss Tokio Life Insurance – A Review

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By Somali K Chakrabarti

You can be a victim of cancer, or a survivor of cancer. It’s a mindset.
– Dave Pelzer

A critical illness like cancer can completely can disrupt anyone’s life. The patient has to deal with immense physical pain and emotional trauma, while the family has to incur huge medical expenses, at the same time keep the other expenses going. Critical illness of an earning member means the loss of income, which causes additional strain on finances.

For this reason, insurance to cover such unforeseen expenses due to critical illness becomes a must for every earning individual, having a dependent family.

Critical Illness insurance

Critical illnesses are not covered under normal health insurance policies.

Therefore a comprehensive Critical Illness policy is a MUST have in your insurance portfolio in addition to the health insurance and life insurance policy.

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