The insurance covers that you should opt for when you start your career

By Somali K Chakrabarti

Landing with a first full-time job is an exciting and memorable occasion, no matter who you are or where you live. You’re perhaps in your twenties, recently graduated or maybe you’ve done your masters, and now you have embarked upon the professional journey. The thrill of getting disposable income in your hand makes you want to spend it lavishly. You’re in an upbeat mood, and do not you may not want to be weighed down by serious issues. Things like insurance may not interest you at the moment, rather it may seem like something that can surely be put off for a later date. But should it be?

Here are three reasons that tell you why you should buy insurance right at the onset of your career.QuoteonInsurance

  1. Life and health insurance get increasingly more expensive with age. Insuring early in your life also means that you save money by locking in a lower premium amount for the rest of your life.
  2. In your twenties, your liabilities are comparatively less, and so it is easier to develop the discipline of setting aside a part of your income for the insurance premium.
  3. Insuring early in life makes you financially savvy, and protects your and your family’s financial interests from risks and uncertainties.


To know what covers you should opt for, kindly click the link below, and read the rest of the post.

http://life11.org/2017/02/22/what-insurance-covers-should-you-opt-for-when-you-start-your-first-job/

 

To know about different Health covers that one needs at different stages of life,  you may refer to the following article:

Health Insurance cover you must get at different stages of life

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What insurance covers should you opt for when you start your first job

What insurance covers should you opt for when you start your first job

 

Landing with a first full-time job is an exciting and memorable occasion, no matter who you are or where you live. You’re perhaps in your twenties, recently graduated or maybe you’ve done your masters, and now you have embarked upon the professional journey. The thrill of getting disposable income in your hand makes you want to spend it lavishly. You’re in an upbeat mood, and do not you may not want to be weighed down by serious issues. Things like insurance may not interest you at the moment, rather it may seem like something that can surely be put off for a later date. But should it be?

Here are three reasons that tell you why you should buy insurance right at the onset of your career.  

  1. Life and health insurance get increasingly more expensive with age. Insuring early in your life also means that you save money by locking in a lower premium amount for the rest of your life.
  2. In your twenties, your liabilities are comparatively less, and so it is easier to develop the discipline of setting aside a part of your income for the insurance premium.
  3. Insuring early in life makes you financially savvy, and protects your and your family’s financial interests from risks and uncertainties.

 

Now, the question that arises is what covers you should opt for.

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A hassle free way to paint my home!

A hassle free way to paint my home!

A coloured wall enlivens the room.

I have always felt that a differently coloured wall renders a character to the room. For example, an orange- red wall adds vibrancy to a room, a blue wall renders a soothing touch, whereas a purple wall gives a luxurious feel to the room. To add an atheistic touch, I usually get one wall in each room in my house painted in a different colour.  

With time, the same look starts to get a little boring. Then begins the craving for a change! The wall in the hall of my house has been orange-red since a number of years. When I look at that wall, I often feel the need to try out a different colour.

Redwall
Red wall in the hall

But then, the thought of having to scrap off the colour to paint the walls in a completely different colour is a big put off. Getting the house painted has always been a big ordeal. With the amount of dust that covers the entire place, we have to keep ourselves locked and confined in one room while the men are working. Not to mention, the condition of the men at work who inhale all that dust makes us feel guilty but helpless at the same time. I often wish if only there could be a way to escape the ordeal and yet have the wall look bright and beautiful all the time. 

The good news is that it is now possible to have a hassle painting experience! Read on to find out how. 

 

Berger Express Indiblogger Event 

TajVivanta
Berger Express Indiblogger Event at Taj Vivanta

Last week when I received an invite for a Bloggers meet hosted by Berger Paints, I did not quite expect that it would change my understanding of painting the house. Having heard of similar events in Kolkata and Bangalore, I had decided to attend it, primarily to have a fun-filled weekend with my co- bloggers.

Taj Vivanta in Cuffe Parade was a perfect venue to bring together the bloggers. The event was an interesting one, filled with fun and creative activities around scraping and painting. The exhibits in the event included small round bottles of paints, and also some Express Painting tools that have been specifically designed to make the process of painting faster and hassle-free. Using generous does of the paint, we created our own work of art.

BergerExpressColours
Here are the colour boxes!

 

 

 

 

Girlwiththebrush
Pretty girl Dipannita with the paint brush.

    

Berger Express Painting Tools

Among the Express painting tools, one of particular interest to me was the vacuum suction-enabled sanding machine that sucks in the sand when the old paint is scraped. It keeps your house dust-free while the painting in going on. 

Here you can see the young man Manish Chandran strike up a smart pose with the tool.

 

Manwithpaintingtool
Young man, Manish Chandran with the painting tool

 

BergerExpressToolBergerExpress Painting Tool

 

The use of the Berger Express tools eases the painting process. Painters, who are trained to handle these tools can give sparkling results in less than 40% time needed for traditional painting! This means that painting the house need not be a messy, troublesome activity anymore for those who paint as well as the others who inhabit the house.

Painting can now be faster, better, cleaner

So, at the enjoyable and engaging event, I came to realize that with Express Painting, painting my home can be now an enjoyable experience! Now, I can actually think of changing the orange-red wall of my living room to a different colour. Textured purple may be!

This  post is written in association with Berger Paints and Indiblogger

If you believe that any image used on this site infringes your copyright, please inform and it will be removed.

Hey! Say what you want to. Please Like, Share and/or drop in a Comment below!   🙂 

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Resolution to walk my way to a healthy Lifestyle

Walking is a physical exercise but it also impacts the psyche. The process of walking makes the mind clutter free and paves the way for a clear and fresh thinking.

I have quoted these lines from a blog post on the site ‘Makeup & Breakup‘. The post by Nihar Pradhan details out the physical as well as psychological benefits of walking.

When I came across this post last week, it struck me that for a long time I had been deliberating on following a regime for walking every day, but for some reason or the other have been desisting from doing so. Though I walk on the weekends, but during the week procrastination takes over and I usually convince myself that walking through the same route is not much enjoyable, or it is irksome to navigate through the streets, jostling alongside the vehicles that honk every now and then.

With all these excuses, I could manage an extra half an hour of sleep, knowing all the way that it did nothing to help me to live a healthy lifestyle. Yet, it was hard to break away from the habit to procrastinate.

So, when I read the post written by one of my blogger friends, it gave me the nudge and reiterated the need for a healthy lifestyle and I made a resolution to follow a regular walking routine from the very next day.

An early morning walk is a blessing for the whole day. ~ Henry David Thoreau

WalkingTrack

 

As I love to walk in natural surroundings, so I decided to go to a nearby park. To my pleasant surprise, I found that the park has been refurbished with exercise equipment that makes it almost like an open air gym. While walking, I watched the flowerbeds on the sides of the park adding a dash of colour and a touch of softness to the landscape. The green trees provided the much needed breathing space. The beauty of nature instantly put me in a positive frame of mind. Though I am not much enthused about going to the gym, seeing people using the equipment to exercise made me want to try them out. After forty minutes of walking, I came back feeling good and energized.

For those like me who are not very enthused about going to the gym or exercising, walking is absolutely essential for maintaining a healthy lifestyle. Doctors say that walking is a great cardio exercise. Brisk walking for just 30 minutes every day can increase cardiovascular fitness, strengthen our bones, reduce excess body fat, and boost muscle power and endurance. It can also reduce the risk of heart disease, type 2 diabetes and osteoporosis.

Though it has only been a week, but I am happy to say that when I come back after half an hour of walk, I am completely recharged, and the pleasant feeling of joy and fulfillment lingers throughout the day.  Engaging with nature freshens up the mind and spurs creative thinking.

With the resolution to walk daily, I have taken a step towards living a healthy, fulfilling lifestyle that will help me to contribute more effectively towards my work and the world around me.

In every walk with nature one receives far more than he seeks. ~ John Muir

This post is written in collaboration with blogmint and 100 Pipers as a part of #TheGoodYouCan campaign.

100 Pipers is a blended Scotch whisky that is synonymous with craftsmanship and finesse. The Good You Can is all about making a resolution that is good not only for yourself but also has a larger effect on society and environment.

 

Sarojini Naidu – The Poetess and Freedom Fighter of India

By Bhudeb Chakrabarti

 

The Coromandel Fishers

Rise brothers rise; the waking skies pray to the morning light.
The wind lies asleep in the arms of the dawn like a child that has cried all night.
Come, let us gather our nets from the shore and set our catamarans free,
To capture the leaping wealth of the tide for we are the Kings of the sea

No longer delay, let us hasten our way in the track of the sea gull’s call,
The sea is our mother, the cloud is our brother, the waves are our comrades all.
What though we toss at the fall of the sea where the hand of the sea-god dares
He who holds the storm by the hair, will hide in his breast our lives.

Sweet is the shade of the coconut glade, and the scent of the mango grove,
And sweet are the sands at the full of the moon with the sound of the voices we love;
But sweeter, O brothers, the kiss of the spray and the dance of the wild foam’s glee;
Row brothers row to the edge of the verge, where the sky mates with the sea.

 

Many of you, who have studied in different parts of India may recall having read this poem in school. This poem was included in my English syllabus too. The poetess is none other than Sarojini Naidu, one of the greatest poets of India, whose 138th birth anniversary is being celebrated today as the National Women’s Day.

SarojiniNaidu

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Jaipur: My solo trip – Part II

Jaipur: My solo trip – Part II

 By Somali K Chakrabarti

 

Continued from Jaipur: My first impressions.

Jantar Mantar

Jantar Mantar” meaning “instruments for measuring the harmony of the heavens” is situated right opposite the City Palace in Jaipur. Coming out of the gates of City Palace, I stopped at the ticket window to purchase the entry tickets to the observatory.

As I entered I found that the observatory complex is a large one, and has a collection of several (19 in all) architectural astronomical instruments that had been constructed in the early 18th century, with stone, marble and bronze. These devices were used to measure time and space, and for observing the astronomical positions of planets and stars. One of the instruments was the world’s biggest stone sundial, which gives the local time with an accuracy of 2 seconds.

jantarmantar

 

jantarmantarJaipur

Of particular interest to me were twelve instruments, known as Zodiacic Circles, which were used for measuring the latitude and longitude of celestial bodies. There are twelve such instruments corresponding to each zodiac sign.

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Jaipur: My first impressions

 By Somali K Chakrabarti

 

On the last post ‘Why women should travel alone at least once,’ many readers shared their valuable thoughts, highlighting things that may seem obvious but nonetheless are very crucial for female travelers.

Mabel Kwong, who is an avid traveler, pointed out that while preparing for solo travel, she plans very thoroughly and checks out if the place has been in news recently for any wrong reasons. I couldn’t have agreed more.

Monica, a travel consultant understands the initial fear of some of her clients to travel solo, and feels happy when she helps them to overcome their fear. Jennifer Jeneu finds solo travel empowering. Em Aboard believes that you definitely take in your surroundings much more when you travel alone.

Travelling solo helps us to connect with self and the surrounding with equal vigor,’ says Nihar Pradhan.

True that! Being in a different place and in a different context helps us to see things in a new light, and being on our own makes us more perceptive to our surroundings. Based on our perceptions of the place, we form our impressions of the place.

In this post, I share my impressions of the city of Jaipur, while on the solo trip.

jaipurimpressions

 

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Solo Travel: Why women should travel alone at least once

 By Somali K Chakrabarti

It’s been an exceptionally long break of about two weeks from blogging for me. Just in case you are wondering where I had disappeared, here I am back before the year end, scribbling down my thoughts. Resuming after a break sometimes becomes a bit challenging, but then I remembered the advice that I often dish out to others about blogging regularly, and pushed myself out of my self imposed hiatus.

With the year coming to an end, my stream of ideas was somehow drying up. I was also yearning for a change and wanted to break away from my routine. But, with a new member in our house– a cat named Po, a family vacation is not feasible. Po happens to be an overtly sensitive creature, who is a source of constant amusement to us but he needs to see known faces around him and he cannot be left alone overnight.

CuteCat

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Café Mojo – A cool hangout in Mumbai

Café Mojo – A cool hangout in Mumbai

 

A weekend clears away the rust of the whole week.

Come Friday, and I start looking forward to the weekend ahead to break the monotony of the week. As much as I love to explore new places, but what usually happens is that I and my husband often end up going to the same places over and over again. So much so that at times I yearn for a change from the places that we usually hang out in during the weekends. Last weekend a change came in form of an invite to an exclusive dinner for bloggers at Café Mojo.

Cafe Mojo

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10 Quotes on the Joys of a Good Conversation

10 Quotes on the Joys of a Good Conversation

 By Somali K Chakrabarti

Stimulating Conversations

Some conversations flow spontaneously, create uplifting vibes, and leave you upbeat and energized. These conversations go beyond the icebreakers, normal pleasantries, small talks and jokes, discussions on mundane matters, or venting out problems and happen to be more engaging, and mentally stimulating. Possibly because these conversations are around things that we may care deeply about or may help us to discover new things about ourselves, or to develop new perspectives. While silly chatter with close friends often help to unwind, engaging conversations reveal the depth of one’s personality and sometimes they may leave a deep impression on the mind.

Good conversation is as stimulating as black coffee, and just as hard to sleep after.  — Anne Morrow Lindbergh. 

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