Articles by Life11BlogAdmin

Personal Finance

Wealth Ultima – A New Age ULIP

 By Somali K Chakrabarti In life, as in chess, forethought wins. ~ Charles Buxton The birth of a healthy daughter was a happy occasion for Rakesh Prasad and his wife Ravina.  Along with the couple, their respective parents were also ecstatic with joy at the arrival of the little one. By the time the child was barely 3 days old, the grandparents were already talking about what the little girl would be when she grows up. Rakesh’s parents wanted their granddaughter to be a doctor, Ravina’s father wanted her to be a lawyer, while her mother wanted the child to be a fashion designer. Rakesh was getting a little weary of all these discussions. Several thoughts began to play in his mind. In a time span of 20 years, his daughter will be ready for college. They would need to plan adequately for her future. He shared his thoughts with his wife, who was already thinking of putting aside some money into fixed deposits. Rakesh was more inclined towards mutual funds. Like any other well-settled young man, he wanted to gain from the uptrend in the market. Though he was financially savvy, the couple had a busy life, which left them…

Travel and Culture

Kanha : A jungle safari in the forest of Mowgli- Part 3

 By Somali K Chakrabarti   Continued from Kanha : A jungle safari in the forest of Mowgli- Part 2 Part 1 can be found here : Kanha : A jungle safari in the forest of Mowgli- Part 1 Afternoon Safari The second safari was in the afternoon. The zone allotted for our safari was Kanha. The gate, this time was far off from the resort. It would take about an hour to reach the forest. We started at 2.30 p.m.  The hot afternoon Sun was radiating its intense fury in the form of oppressive heat. With a scarf and hat on my head and a wet towel over my face, I endured the gruelling heat and the dry hot wind in the open gypsy. Somehow we managed to reach the forest gate. Inside the forest, it was much more manageable as the shadowy trees absorbed much of the heat. A stray hare or two would suddenly cross the road, and jungle fowl would crow cock – a- doodle –do every now and then.  During the drive, we caught the sight of birds such as the Black drongo, Golden oriole, White-rumped shama, Kingfisher and Indian rollers hovering between the trees.   Barasinga Deer While…

Travel and Culture

Kanha : A jungle safari in the forest of Mowgli- Part 2

 By Somali K Chakrabarti   Continued from Kanha : A jungle safari in the forest of Mowgli- Part 1 Morning Safari At 5 AM in the morning, there was a slight nip in the air. We had a cup of tea and were ready to leave for the morning safari. Two jeeps were booked for our group of 8 people, with each jeep accommodating four people, and a driver. As we got into the Gypsy earmarked for us, the attendants handed out blankets to us. The jungle, they said, is cold in the morning. And, so we set out for our jungle sojourn. The National park is divided into 4 zones – Kanha, Kisli, Mukki and Sarhi. It took us around 15 minutes to reach the Mukki Gate. As early as 5.30 AM, there were already 8-10 vehicles lined in front of us. At the gate, a guide from the Forest Department accompanied us on the Gypsy and we entered the Kisli Zone. As soon as we entered the forest, we could feel the fresh morning breeze. On either of the road were sal and bamboo forests, with an undergrowth of wild grass and thorny bushes. We could hear different bird songs coming…

Travel and Culture

Kanha : A jungle safari in the forest of Mowgli- Part 1

 By Somali K Chakrabarti   Summer, they say, is the best season for wildlife sightings. The scorching summer heat dries up the water sources in the forests, affecting the animals and birds. So, these denizens of the forest frequently gather around the waterholes to quench their thirst, after those are refilled by the Forest Department.  “A good tiger sighting would more than make up for the sweltering heat.” This piece of advice from a trusted friend made us agree to plan for a Jungle Safari to Kanha National Park, in Madhya Pradesh, in the month of April last year. We knew that the trip would require us to brave the soaring mercury levels. A thrilling sensation of adventure took over as we as we set out for our trip to Raipur from Mumbai. We would soon be heading for the jungle, which provided the inspiration for the tales of Mowgli and Bagheera in Kipling’s Jungle Book.

Personal Finance

The insurance covers that you should opt for when you start your career

By Somali K Chakrabarti Landing with a first full-time job is an exciting and memorable occasion, no matter who you are or where you live. You’re perhaps in your twenties, recently graduated or maybe you’ve done your masters, and now you have embarked upon the professional journey. The thrill of getting disposable income in your hand makes you want to spend it lavishly. You’re in an upbeat mood, and do not you may not want to be weighed down by serious issues. Things like insurance may not interest you at the moment, rather it may seem like something that can surely be put off for a later date. But should it be? Here are three reasons that tell you why you should buy insurance right at the onset of your career. Life and health insurance get increasingly more expensive with age. Insuring early in your life also means that you save money by locking in a lower premium amount for the rest of your life. In your twenties, your liabilities are comparatively less, and so it is easier to develop the discipline of setting aside a part of your income for the insurance premium. Insuring early in life makes you…

Inspirational

Sarojini Naidu – The Poetess and Freedom Fighter of India

By Bhudeb Chakrabarti   The Coromandel Fishers Rise brothers rise; the waking skies pray to the morning light. The wind lies asleep in the arms of the dawn like a child that has cried all night. Come, let us gather our nets from the shore and set our catamarans free, To capture the leaping wealth of the tide for we are the Kings of the sea No longer delay, let us hasten our way in the track of the sea gull’s call, The sea is our mother, the cloud is our brother, the waves are our comrades all. What though we toss at the fall of the sea where the hand of the sea-god dares He who holds the storm by the hair, will hide in his breast our lives. Sweet is the shade of the coconut glade, and the scent of the mango grove, And sweet are the sands at the full of the moon with the sound of the voices we love; But sweeter, O brothers, the kiss of the spray and the dance of the wild foam’s glee; Row brothers row to the edge of the verge, where the sky mates with the sea.   Many of you,…

Travel and Culture

Jaipur: My solo trip – Part II

 By Somali K Chakrabarti   Continued from Jaipur: My first impressions. Jantar Mantar “Jantar Mantar” meaning “instruments for measuring the harmony of the heavens” is situated right opposite the City Palace in Jaipur. Coming out of the gates of City Palace, I stopped at the ticket window to purchase the entry tickets to the observatory. As I entered I found that the observatory complex is a large one, and has a collection of several (19 in all) architectural astronomical instruments that had been constructed in the early 18th century, with stone, marble and bronze. These devices were used to measure time and space, and for observing the astronomical positions of planets and stars. One of the instruments was the world’s biggest stone sundial, which gives the local time with an accuracy of 2 seconds.   Of particular interest to me were twelve instruments, known as Zodiacic Circles, which were used for measuring the latitude and longitude of celestial bodies. There are twelve such instruments corresponding to each zodiac sign.

Travel and Culture

Jaipur: My first impressions

 By Somali K Chakrabarti   On the last post ‘Why women should travel alone at least once,’ many readers shared their valuable thoughts, highlighting things that may seem obvious but nonetheless are very crucial for female travelers. Mabel Kwong, who is an avid traveler, pointed out that while preparing for solo travel, she plans very thoroughly and checks out if the place has been in news recently for any wrong reasons. I couldn’t have agreed more. Monica, a travel consultant understands the initial fear of some of her clients to travel solo, and feels happy when she helps them to overcome their fear. Jennifer Jeneu finds solo travel empowering. Em Aboard believes that you definitely take in your surroundings much more when you travel alone. ‘Travelling solo helps us to connect with self and the surrounding with equal vigor,’ says Nihar Pradhan. True that! Being in a different place and in a different context helps us to see things in a new light, and being on our own makes us more perceptive to our surroundings. Based on our perceptions of the place, we form our impressions of the place. In this post, I share my impressions of the city of Jaipur, while…

Travel and Culture

Solo Travel: Why women should travel alone at least once

 By Somali K Chakrabarti   It’s been an exceptionally long break of about two weeks from blogging for me. Just in case you are wondering where I had disappeared, here I am back before the year end, scribbling down my thoughts. Resuming after a break sometimes becomes a bit challenging, but then I remembered the advice that I often dish out to others about blogging regularly, and pushed myself out of my self imposed hiatus. With the year coming to an end, my stream of ideas was somehow drying up. I was also yearning for a change and wanted to break away from my routine. But, with a new member in our house– a cat named Po, a family vacation is not feasible. Po happens to be an overtly sensitive creature, who is a source of constant amusement to us but he needs to see known faces around him and he cannot be left alone overnight.  

Quotes

10 Quotes on the Joys of a Good Conversation

 By Somali K Chakrabarti Some conversations flow spontaneously, create uplifting vibes, and leave you upbeat and energized. These conversations go beyond the icebreakers, normal pleasantries, small talks and jokes, discussions on mundane matters, or venting out problems and happen to be more engaging, and mentally stimulating. Possibly because these conversations are around things that we may care deeply about or may help us to discover new things about ourselves, or to develop new perspectives. While silly chatter with close friends often help to unwind, engaging conversations reveal the depth of one’s personality and sometimes they may leave a deep impression on the mind. Good conversation is as stimulating as black coffee, and just as hard to sleep after.  — Anne Morrow Lindbergh. 

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